The power of personal development in the retirement journey


By Dr Charles Barugahare

In a seminar I attended a few years ago, the facilitator noted that you need to work on your personal development if you want to dramatically change from who you are to who you want to become.

This is why Jim Rohn observes that “the only way to improve yourself is to improve yourself”.

How to improve through personal development? defines personal development as “the act or process of development, growth, and progress.”

In short, it is the process of personal development to become a better person through learning.

We must recognize that we are the result of knowledge, information and experience accumulated over time.

While this is true, some people have accumulated enough knowledge, information and experience to blame the government, taxes, prices, traffic jams, weather, inflation, neighbors, rainfall, parents , loved ones and whatever else they can blame.

This is why personal development is useful to help us learn and appreciate that we can change greatly if we develop ourselves. Why?

We will learn how government works, how the tax system works, what determines prices, what influences weather patterns, what drives inflation, what promotes a successful retirement; then choose lessons to enable us to lead a successful retirement life.

As you grow personally, you begin to recognize that:

  • If you don’t like the way you dress, you can change your dress code.
  • If you don’t like the way you give presentations, you can learn and practice to give better presentations.
  • If you don’t like the current amount you’re saving and investing, you can learn more effective ways to save and invest.
  • If you haven’t prepared well for retirement, you can learn and act on your retirement readiness.

If you can change yourself (through personal development), you can change most things around you for the better. This change is only possible if the information, skills and knowledge you acquire are implemented with discipline and consistency.

You can start small and improve your personal development journey. For example, if you want to grow spiritually and you have identified Bible reading as one of your goals, you can start by choosing to read at least two verses a day for a month.

When you achieve this regularly, you can move on to daily mass readings. Jim Rohn makes this clear when he says, “If you never take small steps, no one, including yourself, will trust you with the big ones.

Thus, personal development gives us the opportunity to benefit from gradual and coherent learning, to empower and facilitate an accelerated dynamic of adaptation, change and growth.

In a recent meeting with my coach, he advised me to keep up the momentum of writing retirement planning articles and doing weekly presentations: within 12 months, 52 articles will have been written and 52 presentations on retirement planning will have been made.

If you stay committed to learning and taking action about your retirement readiness, “will you create big change over time?”

In summary, we are the result of what we have learned and practiced over time. It is therefore our responsibility to learn and improve ourselves to bring out what we are capable of doing and becoming.

It is this discipline and consistency that will gradually make a difference in our path to retirement.

Dr. Charles Barugahare is co-founder of the Retirement Life Hub


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